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Our goal is to help students understand the importance of saving money early in life. We want students to learn how to save money for the big items they wants to avoid high interest credit card bills in the future. Students that are financially savvy in elementary school will have a better chance at staying out of debt as adults.

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ACH-Debt-free kids

School:
Safety Harbor Elementary School 
Subject:
Mathematics 
Teacher:
Michelle Bardelli 
 
Heather Danhour, Brian Peterson, Sarah Webb, Melina Tickner,  
Students Impacted:
97 
Grade:
K-5 
Date:
August 22, 2019

Investor

Thank you to the following investor for funding this grant.

 

Achieva Credit Union - $1,000.00

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Goal

Our goal is to help students understand the importance of saving money early in life. We want students to learn how to save money for the big items they wants to avoid high interest credit card bills in the future. Students that are financially savvy in elementary school will have a better chance at staying out of debt as adults.  

 

What will be done with my students

Students will be paid in "Class Bucks" for following school-wide expectations and doing their class job. Students can earn $1.00, $5.00, $10.00, $20.00, $50.00 dollar bills. Each student will set up a savings account for big ticket items and the classroom holiday store. In the holiday store students will purchase gifts for their family members. Students will shop in the class store twice a month and deposit money into their savings account twice a month.
Students can make purchases on items as low as $5.00 and as high as $100.00.
Twice a year students will be paid with a paycheck, which they will also have to deposit into their savings account using a deposit slip. They will keep track of their balance their saving account by "balancing their checkbook."
 

 

Benefits to my students

Students will increase the math skill, specifically, addition and subtractions. They will learn the importance of saving for things that they want, like Christmas gifts or big ticket items.
Students will learn the joy of earning money when you work hard and do the job you were hired to do. Students will have a drive to do well to continue to earn their money, which will hopefully, transfer into adulthood.  

 

Describe the Students

52 Boys
45 Girls

23 Low Performing Students
20 High performing students
11 ESE students
10 ESOL students
2 Students with Autism
Approximates 30 students on Free and Reduced Lunch 

 

Budget Narrative

Classroom Treasure Box Items:
School Supplies (pencils, erasers, markers, etc)
Toys: (squishy, slime, bouncy balls, stickers, slap bracelets, bubbles, etc)
Holiday store items: (holiday dish towels, shaving cream, lotion, flashlight, men's socks, candles, mugs, etc)
Student checkbooks: (2 sets)
Big Tickets items for seating: (wobbly stool, sensory cushion, chair bands, etc) 

 

Items

# Item Cost
1 Classroom Treasure Box Items $760.00
2 Holiday store items $120.00
3 Students Checkbooks $20.00
4 Big Ticket Items for seating $100.00
  Total: $1,000.00

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